These Terms and Conditions (“Terms”) govern access to and use of the website operated by D3N Ltd (“D3N”, “we”, “our”, or “us”). By accessing or using this website, you agree to comply with these Terms. If you do not agree, you should discontinue use of the website immediately.

1. Company Information

D3N Ltd
3rd Floor, 15A4 Building
Hyvec Business Park
Wall Street
Ebene Cybercity 72201
Mauritius

Phone: +230 5256 4006
Email: queries@d3nltd.com
Website: https://d3nltd.com

2. Purpose of the Website

This website is intended to provide general information about D3N Ltd, its services, solutions, and areas of expertise in financial technology, EMV personalization, payment infrastructure, and consulting services.

Information presented on this website does not constitute financial advice, technical certification, regulatory guidance, or a binding commercial offer.

3. Eligibility

This website is intended for use by:

• Financial institutions
• Corporate entities
• Strategic partners
• Industry stakeholders
• Individuals acting in a professional capacity

Use of the website for unlawful or unauthorized purposes is strictly prohibited.

4. Intellectual Property Rights

All materials on this website, including:

• text
• graphics
• branding
• logos
• service descriptions
• technical content
• layouts
• downloadable materials

are the property of D3N Ltd or its licensors and are protected under applicable intellectual property laws.

You may not reproduce, distribute, modify, republish, transmit, or commercially exploit any content without prior written consent from D3N Ltd.

5. Accuracy of Information

D3N Ltd makes reasonable efforts to ensure the accuracy and reliability of information presented on this website. However:

• content may be updated without notice
• technical descriptions may evolve
• service availability may vary by jurisdiction
• regulatory conditions may change

D3N Ltd does not guarantee completeness or uninterrupted availability of website content.

6. No Offer of Financial or Payment Services

Nothing on this website constitutes:

• issuance of payment instruments
• cardholder servicing
• regulated financial intermediation
• investment advice
• scheme membership representation
• certification of compliance status

All services referenced remain subject to contractual engagement and regulatory alignment where applicable.

7. Service Engagement Disclaimer

Descriptions of EMV personalization, card issuance platforms, consulting capabilities, or related infrastructure services are provided for informational purposes only.

Formal service delivery requires:

• contractual agreement
• compliance verification
• security onboarding procedures
• technical feasibility assessment
• jurisdictional eligibility review

No binding obligation arises from website interaction alone.

8. Acceptable Use

Users agree not to:

• attempt unauthorized access to systems
• interfere with website functionality
• introduce malicious software
• conduct automated scraping without permission
• misuse contact channels
• impersonate institutions or individuals
• transmit confidential payment data through public forms

Violation of these conditions may result in restricted access and legal action where applicable.

9. Data Security Notice

This website is not intended for transmission of:

• cardholder data
• authentication credentials
• encryption keys
• issuer personalization files
• scheme certification materials
• confidential infrastructure documentation

Such information must only be exchanged through approved secure communication channels established during formal engagement.

10. Third-Party Links

The website may contain references or links to third-party platforms. These links are provided for convenience only.

D3N Ltd does not control and is not responsible for:

• third-party content
• security practices
• availability of services
• privacy policies
• regulatory compliance of external platforms

Access to such platforms is at the user’s own discretion.

11. Limitation of Liability

To the fullest extent permitted by law, D3N Ltd shall not be liable for:

• indirect losses
• business interruption
• reputational impact
• reliance on informational content
• technical inaccuracies
• service interpretation differences
• website downtime

Use of the website is at the user’s own risk.

12. Confidentiality Expectations

Users must not submit confidential or regulated financial infrastructure information through website contact forms unless specifically requested through secure engagement procedures.

D3N Ltd accepts no responsibility for unsolicited sensitive submissions transmitted through public channels.

13. Regulatory Positioning

D3N Ltd operates as a financial technology platform and consulting partner supporting payment ecosystem stakeholders across multiple jurisdictions.

Nothing within this website should be interpreted as:

• a regulated banking activity
• scheme endorsement representation
• licensing declaration
• jurisdictional authorization statement

Where regulatory approvals apply, they are communicated within formal contractual documentation only.

14. Modification of Terms

D3N Ltd reserves the right to revise these Terms at any time without prior notice.

Updated versions will be published on this page and become effective immediately upon posting.

Continued use of the website constitutes acceptance of revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of Mauritius.

Any disputes arising from use of this website shall fall under the jurisdiction of the courts of Mauritius.

16. Contact Information

For legal, compliance, or website-related inquiries:

D3N Ltd
3rd Floor, 15A4 Building
Hyvec Business Park
Wall Street
Ebene Cybercity 72201
Mauritius

Phone: +230 5256 4006
Email: queries@d3nltd.com
Website: https://d3nltd.com