The information provided on this website is published by D3N Ltd (“D3N”, “we”, “our”, or “us”) for general informational purposes only. By accessing or using this website, you acknowledge and agree to the terms set out in this Disclaimer.

1. Informational Purpose Only

The content available on this website is intended solely to provide general information about D3N Ltd, its services, capabilities, technologies, and areas of expertise within financial technology, EMV personalization, payment infrastructure, and consulting support.

Nothing contained on this website constitutes:

• financial advice
• legal advice
• regulatory guidance
• investment advice
• certification of compliance status
• payment scheme endorsement
• binding commercial proposal

Any reliance placed on information from this website is strictly at the user’s own discretion and risk.

2. No Client Relationship Created

Accessing this website or communicating through its contact channels does not establish:

• a client relationship
• advisory engagement
• service agreement
• fiduciary obligation
• technical implementation commitment

Formal engagements are established only through executed contractual agreements.

3. No Processing of Cardholder Data

This website is not designed for the transmission, storage, or processing of:

• cardholder data
• authentication credentials
• EMV personalization files
• issuer master keys
• encryption materials
• scheme certification documents
• confidential infrastructure data

Users must not submit sensitive payment ecosystem information through public website forms or email addresses listed on this website. Secure transmission channels are provided only during formal onboarding procedures.

4. Accuracy of Information

While D3N Ltd makes reasonable efforts to ensure that information presented on this website is accurate and current, we do not warrant that:

• all information is complete
• technical specifications remain unchanged
• service availability applies in all jurisdictions
• regulatory interpretations remain current
• content is free from errors or omissions

Information may be updated at any time without prior notice.

5. Service Availability

Descriptions of products, platforms, and services are provided for general reference only.

Availability of any service is subject to:

• jurisdictional eligibility
• regulatory alignment
• technical feasibility
• infrastructure readiness
• contractual agreement
• compliance onboarding requirements

Nothing on this website constitutes a commitment to deliver services in any specific territory or configuration.

6. External Links Disclaimer

This website may contain links to third-party websites for convenience or reference. D3N Ltd does not control and accepts no responsibility for:

• the content of external websites
• security practices of third parties
• privacy policies of external platforms
• accuracy of third-party materials
• availability of linked services

Access to external websites is undertaken at the user’s own risk.

7. Limitation of Liability

To the fullest extent permitted by applicable law, D3N Ltd shall not be liable for any direct or indirect loss arising from:

• reliance on website content
• technical inaccuracies
• service interpretation differences
• website interruptions or downtime
• cyber incidents affecting external networks
• unauthorized access beyond our control
• decisions made based on published information

Use of this website is entirely at the user’s own risk.

8. Regulatory Positioning

D3N Ltd operates as a financial technology solutions provider and consulting platform supporting stakeholders across multiple regions.

Nothing on this website should be interpreted as:

• a representation of banking activity
• issuance of payment instruments
• scheme membership status
• regulatory licensing confirmation
• authorization to operate in a specific jurisdiction

Regulatory positioning is confirmed only through formal documentation issued during contractual engagement.

9. Intellectual Property Notice

All materials displayed on this website, including text, branding, graphics, technical descriptions, and service frameworks, remain the intellectual property of D3N Ltd unless otherwise stated.

Unauthorized reproduction, modification, distribution, or commercial use is prohibited without prior written consent.

10. Changes to This Disclaimer

D3N Ltd reserves the right to update or modify this Disclaimer at any time without prior notice. Updates become effective immediately upon publication on this page.

11. Contact Information

D3N Ltd
3rd Floor, 15A4 Building
Hyvec Business Park
Wall Street
Ebene Cybercity 72201
Mauritius

Phone: +230 5256 4006
Email: queries@d3nltd.com
Website: https://d3nltd.com